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About Builders Capital Mortgage

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At Builders Capital Mortgage, we like to think we’re more than residential construction lenders. We like to think we are partners in your success.

History of Experience

Before launching Builders Capital Mortgage in 2002, we spent long hours around the table, hammering out our business plan, item by item. We had an idea — a great idea — and we wanted to get it right. We started with a mission that reached out to smaller builders, underserved by regional banks and national lenders. Then, we created a professional business model that provides exceptional customer service, sophisticated yet easy-to-use systems, and flexible underwriting guidelines.

We’ve stood by that business model ever since. The response from our clients tells us that our vision was on target. Since the beginning, Builders Capital has experienced solid growth and an ever-increasing demand for our residential construction lending products.

Back in 2002, we said yes to the unmet needs of smaller builders. Today, those builders — our customers — come back time and again to say yes to Builders Capital.

Friendly Service

We back up our claim to friendly service with personal customer service from our knowledgeable staff. Whenever questions arise, our finance professionals respond with one-on-one assistance, either in person or by phone. They know just what to do to keep borrowers on track and on schedule to ensure that our easy loan process goes smoothly.

Flexible and Fast Options

We can help when a bank cannot. Our flexible underwriting guidelines feature lower credit scores, lower income levels, and lower down payments. You can also count on us for fast turnaround. Once borrowers are pre-qualified (which we can do right over the phone), they just fill out a few simple forms with less required documentation.

We make our decisions within 24 hours so no one’s left wondering about the status of the loan. We’ve built our reputation on closing quickly on our loans. Once underwriting signs off, we typically send to escrow for closing the following day.

Regional Underwriting

Your loan is serviced right here in the Pacific Northwest — by people who invest in the region and call it home, too. Our well-trained staff gets to know the borrower’s situation and is qualified to make decisions from the beginning. That means minimal modifications throughout the process with no unexpected changes at closing.

Builders Capital currently lends in Washington, Oregon, Idaho, and Montana. As we continue to grow, you have our promise that we will continue to deliver the professional programs and prompt service our customers have come to expect. That’s how we earned our customers’ loyalty — and how we plan to keep it. It’s that simple.

Let’s Get to Work.

Our finance professionals are ready to work for you. They’re easy to reach and they’re trained to know the answers. Our goal is to get builders to work — and homebuyers settled into their new homes — as quickly as possible.

To get started, please contact us today.

Your Team at Builders Capital Mortgage

1109 First Avenue
Suite 200
Seattle, WA 98101
Toll-free 877.647.6984
www.builders-capital.com