Why we do, What we do


At Builders Capital, we know loans are not ‘one size fits all’. That’s where our innovative portfolio guidelines come in. Using our market knowledge to deliver personalized financing solutions, we partner with you to tailor a loan to suit your needs.

We don’t just make deals, we make loans that no one else can match. Let us become part of your team, working with you throughout the process from loan application through loan servicing.


Loan Programs

Construction Loans

Bridge Loans


Financing for lot acquisition and vertical construction on new or previously acquired lots.


This loan really is ‘all-in-one’. It supports lot acquisition and construction financing all in one loan. You have up to six months to secure the plans and permits, and up to an additional nine months for construction.

Bridge Loans


Finance acquisition and renovation all at once to keep equity in your project.


Finance lot acquisition for future vertical construction or property renovation.


Loan Guidelines

Residential Properties

  • Single Family Residence (attached/detached)
  • 1 – 4 Unit Property
  • Condominum/Townhome/LDMR/Row Houses
  • Small to Medium Size Apartment Projects

Loan Purpose

All lending must be for business purposes.

Loan Terms

  • Loan Amounts: $100,000 to $10,000,000+
  • Loan to Value: up to 70%
  • Loan to Cost: up to 90%
  • Loan Term: 2 – 15 months
  • Prepayment Penalty: None
  • Lien Position: 1st liens

Lending Territory

Currently, we lend only for projects in Washington and Oregon.

Borrowing Entities

  • Individuals
  • Corporations
  • LLC’s
  • A combination of the above

Cash Flow Advantage Option

Limits points/fees upfront, which limits cash required and allows our clients to utilize more of the loan for direct construction costs.


Start an application today

Contact Us To Apply Now